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The Joys of Insurance Reform

Insurance reform is here!

My 2005 Mustang is celebrating it’s third birthday this month. That means the annual insurance policy is up for renewal. The bill from the old company came in the mail – $1050.

Every year before this one, I’d pay the bill and that would be the end of the story. There was no competition. The state set the rates, and that was that.  I could shop for better customer service, or a prettier logo on the top of the bills, but that was it.

This year is different. At long last the state is permitting price competition! I got a quote over the phone and two online, including one from Progressive. Progressive offered a six-month policy that will cost me $300 less over the course of the year.

Out with the old, in with the new.  And $300 that will stay in my pocket.